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Life Insurance Plans in South Carolina

Top options to prepare and protect from disability or loss of life.

Healthy Couple

Plan today to protect tomorrow

Life insurance is a difficult topic for everyone, but it is an important discussion that everyone must have.  It is essential to understand the options you have now to prepare for the future.

Health Carolinas offers insurance for individuals, family members, and special risks. We are committed to keeping our customers safe and satisfied and make sure they receive the right type of insurance for their needs. Contact our expert consultants to learn more about our range of packages and solutions.

Man Jogging

Term life

Couple Dancing

Whole Life

Rollercoaster Ride

Return of Premium

Term Life Insurance, also known as Pure Life, is a type of temporary life insurance that covers a specific period of time.

Whole life insurance coverage offers protection for the duration of life with level premiums and level benefits.

Return of Premium generally offers protection for 20 or 30 years with a portion reimbursed at the conclusion.

Life Insurance FAQs

Can I purchase a life insurance plan at any time?

For most people, insurance plans can only be purchased during the Open Enrollment Period of Nov.1 - Jan.15, however, there are special circumstances (see SEP below). Regardless, anytime is a good time to consider protecting yourself, so request your free quote.

How do I choose between term, whole, and universal life insurance?

Every individual is unique and your coverage should match your personal needs.  Through our expert guidance, we can help you choose exactly the right plan for your circumstances.  There are many factors to consider when selecting plans, but we make the process simple and clear.

Who qualifies for the Special Enrollment Period (SEP)

Certain life events, like losing health coverage, moving, getting married, having a baby, or adopting a child, may qualify you to enroll in or change Marketplace health plans outside the yearly Open Enrollment Period. You may contact us to determine eligibility.

Do you offer free consultations to new customers?

Yes! We offer free consultation services to new customers and existing clients. We work for you, not for a specific insurance carrier, so you can rest assured knowing that your best interest is our top priority.

I have been working with Danielle and her team for several years and am grateful for all the support and assistance she has provided my family. Without her we would have been in a financial mess, but she made sure we were prepared with the proper coverage.

Payton Hillman

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