top of page

Protecting What Matter Most | Family Insurance Plans

Quality coverage and healthcare options that meet your family's needs

Smiling Family

The most important investment you can make for your family.

Our team can help you choose the perfect plan to meet your family's needs.  Whether it may be hospitalization coverage, help with planned medical expenses, or a life insurance policy to secure your family's future, we have you covered.  See below to find out what options are available.

Health Carolinas offers insurance for individuals, family members, and special risks. We are committed to keeping our customers safe and satisfied and make sure they receive the right type of insurance for their needs. Contact our expert consultants to learn more about our range of packages and solutions.

Doctor High Five

Health Insurance

Child at the Dentist

Dental Insurance

Family Kayaking

Life Insurance

Your Source for Protection

We negotiate with many insurance providers offering major medical and comprehensive plans.  We also network with supplemental insurance companies to fill any gaps you may need.  Our team is committed to finding the right solutions at the best prices.

The Services You Need

Many people don't realize that dental insurance is not included with most basic insurance plans.  We offer several dental coverage options to keep your smile healthy and beautiful.  If you are seeking annual cleanings or full comprehensive dental work, we have a plan to fit your needs.

Ready for Anything

It may not be an easy topic to discuss, but you will find peace in knowing that your legacy is secure and your loved ones are taken care of.  We have established relationships with numerous carriers and can design a reliable Life Insurance policy that offers the highest level of protection for you.

Family Health Insurance FAQs

When can I enroll for family healthcare coverage?

For most people, insurance plans can only be purchased during the Open Enrollment Period of Nov.1 - Jan.15, however, there are special circumstances (see SEP below). Regardless, anytime is a good time to consider protecting yourself, so request your free quote.

Can I get health insurance for my kids only?

While it is highly recommended that you obtain insurance coverage for yourself and your children, there are policies available to cover just the kids. This is often (but not always) the case when a parent has a separate policy provided by an employer. We'll be glad to show you options for youth.

Who qualifies for the Special Enrollment Period (SEP)

Certain life events, like losing health coverage, moving, getting married, having a baby, or adopting a child, may qualify you to enroll in or change Marketplace health plans outside the yearly Open Enrollment Period. You may contact us to determine eligibility.

Do you offer free consultations to new customers?

Yes! We offer free consultation services to new customers and existing clients. We work for you, not for a specific insurance carrier, so you can rest assured knowing that your best interest is our top priority.

I have been working with Danielle and her team for several years and am grateful for all the support and assistance she has provided my family. Without her we would have been in a financial mess, but she made sure we were prepared with the proper coverage.

Payton Hillman

bottom of page