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Securing your Legacy. Protecting your Future.
You work hard for your money. Now let your money work for you and eliminate the risk of outliving your income.
Take Control of Your Future with Annuities
Annuities are a great way to increase savings, protect your earnings, and generate retirement income. Annuities can protect your quality of life with an income stream which you can't outlive.
Annuities provide insurance against the risk of outliving your money after you stop working. You get the potential to grow your savings and create a guaranteed income for life so you can retire your way.
How Annuities Work for You
Annuities are an agreement between you and an insurance company that can provide a steady stream of future income in exchange for a series of premium payments or one lump sum. An annuity is a long-term financial plan which grows tax-deferred during the accumulation phase and will provide periodic income payments during retirement which can protect against the risk of outliving income or losing assets.
Annuities are a way to pay your future self—like a personal pension plan. The money you earn today can provide for the things you need tomorrow.
Types of Annuities
We offer various types of annuities to meet the needs of your retirement plan. Each annuity plan serves a slightly different purpose, but all share an overall goal to protect your money and provide future income later in life.
Here are the basic types of annuity option categories:
Fixed Annuity
Offers a guaranteed or fixed rate of return for the life of the contract
Low risk, fixed rates
Indexed Annuity
Pays a rate of interest based on a particular market index dependent on market performance
Moderate risk, based on the index
Variable Annuity
Enables you to invest in a selection of portfolios that have an opportunity to accumulate cash
Higher risk, greater potential, you actually own the investment in the account
Money Grows Tax Deferred!
Another main benefit of Annuities
For many annuities, the funds accumulate on a tax-deferred basis. Unlike 401(k)s and IRAs, you won’t pay taxes on any annuity earnings until you start receiving income payments or begin withdrawals. Many people find themselves in a lower tax bracket when they're ready to withdrawal which means even more savings for you to enjoy.
Now that you understand the basic types of annuity options, let's discuss the specific plans available to you. Contact us today to schedule an appointment.
You've spent a lifetime saving for retirement. We're here to help make it last.
Annuity FAQs
Are annuity gains tax-deferred?
Yes. Most annuities are set on a tax-deferred status. Avoid taxes eating into your earnings and only pay them when you actually receive the money
Who needs an annuity and why?
77% of Americans are not on track to have adequate savings if they retire at age 67. An annuity can act similar to a pension-like plan offering future payments to enjoy your retirement.
What happens to my annuity if I die?
A unique benefit to an annuity is the death benefit. Should an annuity owner die before their annuity disburses all payments, the remaining assets can transfer to a spouse or surviving beneficiary.
Do you offer free consultations to new customers?
Yes! We offer free consultation services to new customers and existing clients. We work for you, not for a specific annuity provider, so you can rest assured knowing that your best interest is our top priority.
Request Quote or Schedule Appointment
Getting an annuity quote is simple and quick. Just fill out the form below to begin the process.
Just want to learn more and collect recommendations about retirement planning? Well, that's okay too :)